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Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

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Q	What price range is considered upscale or high-end in residential real estate?
A	The price range varies depending on the local market, but upscale homes are in the top 10% of an MLS area's annual home sales.
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Steve Chader and Team, REALTOR®, real estate agents and broker for Chandler, Gilbert and Mesa Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Chader and Team
Keller Williams Integrity First
2500 S. Power Rd. #121
Mesa, AZ. 85209
Office: 480-854-2400
Direct to Gwen : 480-632-4212
Fax: 480-889-2125
Email: chaderteam@number1expert.com
"A team can outperform even the greatest individual effort. When making one of the largest purchases of a lifetime it makes sense to have nothing but the best on your side. The ChaderTeam is comprised of specialists trained to represent your needs in the real estate transaction. As one of America's NUMBER1EXPERTS™ in the Southeast Valley area, The Chader Team is anxious to provide a service beyond your expectations. If making the right decision is important to you, then call The Chader Team."

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